Debt Talk

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Ripon Ray: My name: Ripon Ray. I am a consumer, debt and welfare rights specialist. I am a regular contributor to BBC Asian Network and James Cannon's advice and information show on BBC Sussex. I have been on BBC Money Box, BBC London Radio and LBC. I trained the Institute of Money Advisors, Trust for London grants managers, Positive Money campaigners on a number of money and debt related issues. I specialise in debt and universal credit and am a registered money trainer with the Money Advice Trust. My interest in education made me channel my energy on educating members of the public on universal credit by setting up Universal Credit Action Network (UCAN), a campaign and education forum. You can find more on UCAN here: Www.onlineucan.org